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INSURANCE COVERAGE
The lawyers of Betts, Patterson & Mines’ Insurance Coverage Group focus on representing and advising insurance companies in coverage and extracontractual claims. Our lawyers are privileged to assist some of the country’s leading commercial and personal lines insurers in every phase of these matters, from coverage opinion to appeal. At the early stages of a claim, we strive to provide timely and reliable analysis, and frank advice for minimizing extracontractual exposure. When litigation occurs, we collaborate with our clients to plan and execute strategies effectively and economically to obtain favorable results.
Our group has experience and expertise in these and other areas:
- First party coverages: property, inland marine, business interruption
- General liability coverages: manufacturers, products, premises, contractors
- Specialty lines: directors and officers, professional errors and omissions, marine, medical and hospital, transportation
- Excess and umbrella coverages, all lines: primacy, drop-down, allocation
- Personal lines: claims of significant insurer exposure on homeowners, automobile, pleasure vessel, and personal umbrella coverages
- Inter-insurer disputes: reinsurance claims, allocation, contribution
- Construction defect claims: coverage advice and litigation
- Environmental claims: CERCLA, state toxics laws, NRD, asbestos releases
- Commercial claims: intellectual property, unfair competition, invasion of privacy
- Liability case assistance: excess of limits exposure, defense issues, mixed claims
- Extracontractual matters: bad faith and consumer protection claims, exposure avoidance
Betts, Patterson & Mines’ coverage practice is regional. Our lawyers have been called upon to handle difficult claims and cases in Alaska, Oregon, Idaho, Montana, California, Arizona and Texas, in association with local counsel. All group members are admitted in Washington’s state and federal courts, and some are admitted in California, Idaho, Oregon, Montana, Hawaii and Guam.
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